Apple Pay Cash is a peer-to-peer payment system designed to allow Apple users to send payments to each other. It is very similar to popular payment systems such as Venmo and Zelle in terms of functionality. If you also want to use Apple Pay Cash, this guide is for you. In this guide, you will learn how to set up and use Apple Pay Cash on your iPhone. Let’s get started.
What is Apple Pay Cash?
Apple Pay Cash is a new product from Apple that basically allows Apple users to send payments to each other. It’s a peer-to-peer payment system, and the good thing about it is that it doesn’t have fees for sending and receiving money. However, you will be charged if you send money to your bank account or international account.
How do I set up Apple Pay Cash?
The whole process of setting up Apple Pay Cash is pretty seamless and straightforward. Here’s how to set up Apple Pay Cash on your iPhone.
- Access your iPhone and open the Wallet application .
- Now go to the Apple Pay Cash card and tap on Set up now .
- Tap Continue and agree to the Apple Pay Cash terms .
Now wait a few minutes while the system activates your Apple Pay Cash. Once your account is activated, a message will appear on the screen.
How to use Apple Pay Cash on iPhone?
Once your Apple Pay Cash account is activated, you can start using it to send or receive money. There are different ways to send money to loved ones using Apple Pay Cash, and we’ll share some with you.
How do I send Apple Pay Cash using iMessage?
iMessage is the default messaging app on iPhone that you can use to send money through Apple Pay Cash. Here’s how to send Apple Pay Cash using iMessage.
- Open the iMessage app on your iPhone.
- Now open the messages of the person you want to pay.
- You will see different options at the bottom of the screen. Tap the Apple Pay icon in the menu.
- Apple Pay Cash will open. Now enter the amount you wish to pay; you can use the +/- sign to increment or decrement.
- Once you have entered the amount, press the Pay button .
Once you approve the transaction, the money will be sent to the other person, and that person can accept the money to complete the transaction. If that person is not eligible to receive payments through Apple Pay Cash, the system will show you.
How do I request money with Apple Pay Cash?
Apple Pay Cash also allows you to request payments from other users of the system. The process is very transparent, and here is how you can do it.
- Open the iMessage app on your iPhone.
- Now open the person’s conversation.
- Tap the Apple Pay icon at the bottom of the screen.
- Enter the amount you want to charge this person.
- Now press Request . You can also add a message to explain why you are asking for the money.
Once the process is complete, the next person will receive the request on their iPhone. If that person approves the transaction, you will receive the money in your account.
How do I cancel a payment on Apple Pay Cash?
If you want to cancel a payment to your Apple Pay Cash account, you can do so until the payment recipient accepts the payment. Here’s how you can void a payment on Apple Pay Cash.
- Open the Wallet app on your iPhone.
- Access Apple Pay Cash .
- Then press Latest transactions.
- Now select the payment you want to cancel
- Press Cancel Payment to cancel the payment.
How do I send Apple Pay Cash using Siri?
Siri is the official digital assistant for iPhones. Like other digital assistants, Siri is also very good at it and you can use it for a variety of purposes including sending payments through Apple Pay Cash. Here’s how to send Apple Pay Cash using Siri.
- Activate Siri by saying “Hey Siri”.
- Now say: “Send [enter amount] to [recipient name]”. For example, send $ 15 to John Doe.
- Follow the on-screen prompts to complete the transaction.
How do I accept money with Apple Pay Cash?
Apple Pay Cash offers two ways to accept money through Apple Pay Cash. The first method allows you to automatically accept payments and you won’t have to manually approve the transaction every time. It also offers manual payments where you will have to manually accept payments.
Here’s how you can change the settings.
- Open the Wallet app on your iPhone.
- Now tap the Apple Pay Cash card .
- Press the three dots icon and access the Accept Payments section.
** If you want to automatically accept payments, select Automatically accept payments .
** Likewise, if you wish to manually accept payments, select the second option.
Is Apple Pay different from Apple Pay Cash?
Apple Pay is a full-fledged payment system that you can use to buy things from stores and online merchants. On the other hand, Apple Pay Cash is a peer-to-peer payment designed to send payments to your friends and family.
Does Apple Pay Cash have limits?
Yes, Apple Pay Cash comes with the following limits.
- Limit per transaction up to $ 10,000.
- The maximum Apple Pay Cash balance is $ 20,000.
- Likewise, the maximum amount you can add to your account from your debit card is $ 10,000 each week.
